Early Career

My career in financial services began in 2010 during my Bachelor of Science (B.Sc.) Undergraduate degree at Aston University in England. My degree required me to spend a year abroad working with an established organisation.

As such, I understudied the Senior Area Manager of Benelux at the world’s largest IFA firms in Belgium. I gained exposure to investment strategies with J.P. Morgan, Deutsche Bank and Goldman Sachs and found a work rate that has stayed with me since. Following that, I joined a rising IFA firm to help build their new Brussels office from the ground up. I was fortunate to work with the CEO, who was inspirational in my early adoption of transparent fee-based advice. I enjoyed the advice industry and extended my 12-month internship across both summers.

In Brussels, I also forged relationships with European Commission and European Parliament clients, whom I still advise today.

Education & Qualifications

My final year was the most enjoyable time of my education, as my workplace experiences in Brussels enriched my studies through the academic theories. Upon graduation, I decided to further my formal business education before returning to the industry. I enrolled for a Master of Science (M.Sc.) in International Business & Strategy at Aston Business School.

Throughout my M.Sc. studies, I retained my industry connections. My dissertation “Institutional Entrepreneurship in the International Financial Services Sector?” was an IFA Industry case study and achieved a distinction from Aston Business School. I went on to be awarded an M.Sc. with First Class Honours.

Achieving First Class Honours presented an opportunity to study an M.Sc. in Finance at EHDEC Business School in Nice. This experience was both challenging and rewarding. Following my B.Sc. and M.Sc., I attained my Investment Advice Diploma (IAD) from the Chartered Institute for Securities & Investments (CISI) qualifying me to provide Financial Advice to a UK FCA standard. The most transparent advice model available globally. As such, whether UK or non-UK residents, my clients have the comfort of knowing I am qualified to a UK gold standard.

Previous to the FCA’s introduction of RDR, any individual could call themselves ‘a Financial Adviser’. This change in regulation ensured that Financial Advice became a profession. Only those qualified to were able to provide advice. I welcomed this change as it raised the bar of financial planning, and I enjoyed my FCA studies.

I have subsequently also passed my Pension Transfer Specialist (PTS) examination, the examination required for providing Defined Benefit Transfer advice. This was a challenging examination, with few participants enrolling for the examination each year. For me, this is the gold standard that all Cameron James IFAs must reach.

Online Advice

The advancement of the internet was rapidly changing the landscape of financial advice in 2014. I chose to join a start-up IFA firm as its second member of staff, joining my best friend from my first work experience. We were a young and straight-thinking organisation that saw this shift in consumer behaviour more clearly than most. These years were perhaps the most valuable of my young career, forming excellent long-term client relationships and advising on a range of technical pension transfer cases.

The ever-changing regulation of pensions gave me the opportunity to specialise my knowledge of SIPP and QROP advice from Defined Contribution (DC) and Defined Benefit (DB) pension schemes. While a more complex area of financial planning, I learnt in-depth knowledge of the pension transfer industry.

Cameron James

In 2016, I started Cameron James. My previous 6-years of industry experience and knowledge gave me a clear idea of the exact type of transparent advice model I wished to provide clients globally.

Defined Benefit Pension transfers have become our speciality, representing roughly 80% of our business. As such, UK pension transfers for UK and non UK residents are truly our area of expertise. In the space of 6-years, the company now has clients in 33 countries and 20 US States.

Having lived and breathed financial services for the past decade, I look forward to helping my clients and their future generations achieve their financial goals. It is rewarding for me to use my industry experience to provide our Cameron James clients with an unrivalled level of service since 2016.

The industry is fast moving, and the FCA are continually amending the DB and DC advice process. We welcome all changes that prevent bad quality advice and view the toughening legislation as an opportunity to further cement our position as the leading UK Pension Transfer firm in the industry.

It is rewarding for me to bring together my industry experience and provide our clients with an unrivalled level of service and advice. Every Financial Adviser is looking for what is referred to in the industry as their ‘last move’. I was fortunate to have achieved this with Cameron James and am excited about the coming years and growth ahead.

Should you have a question for me, feel free to get in touch.
I look forward to helping you.

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