Introduction
At Cameron James/BFMI, we respect the privacy of your personal information and are committed to protecting it through our compliance with the practices described in this policy. This section addresses the specific disclosure requirements under the California Privacy Rights Act (CPRA).
Categories of Personal Information Collected
Over the past twelve months, we have collected the following categories of personal information:
- Identifiers such as name, address, email address, and Social Security number.
- Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).
- Characteristics of protected classifications under California or federal law.
- Commercial information, including records of products or services purchased, obtained, or considered.
- Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding a consumer’s interaction with an internet website, application, or advertisement.
- Geolocation data.
- Professional or employment-related information.
- Education information, defined as information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act (FERPA).
- Inferences drawn from any of the information identified to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
Use of Personal Information
We use the personal information we collect for the purposes outlined in the Privacy Policy, including but not limited to:
- Providing financial advisory services and managing our client relationships.
- Enhancing, personalizing, and supporting your experience on our website.
- Internal research for technological development and demonstration.
- Detecting security incidents and protecting against malicious, deceptive, fraudulent, or illegal activity.
Sharing of Personal Information
We may share your personal information by disclosing it to a third party for a business purpose. In the preceding twelve months, we have disclosed personal information for business purposes to the following categories of third parties:
- Service providers.
- Data aggregators.
- Affiliates not under the Cameron James/BFMI brand.
- Third parties to whom you authorize us to disclose your personal information in connection with the products or services we provide to you.
Your Rights and Choices
The CPRA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CPRA rights and explains how to exercise those rights:
- Right to Know and Data Portability: You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.
- Right to Delete: You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions.
- Right to Correct: You have the right to request that we correct inaccurate personal information maintained about you, considering the nature of the personal information and the purposes of the processing of the personal information.
- Right to Non-Discrimination: We will not discriminate against you for exercising any of your CPRA rights.
Exercising Your Rights
To exercise the rights described above, please submit a verifiable consumer request to us by either:
- Calling us at (+44) 20 3411 2575
- Emailing us at info@cjfinance.co.uk
Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
Changes to Our Privacy Notice
We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on our website and update the notice’s effective date. Your continued use of our website following the posting of changes constitutes your acceptance of such changes.
